Risk Disclosure Statement

ChangeNOW outlines some general key risks that users and their virtual currencies are subject to. Please note, however, that this Statement may not exhaustively disclose all the possible risks of trading your assets. Please read this document carefully before buying, selling or exchanging virtual currencies.

Digital asset transactions carry significant risks of financial loss. You should not use digital assets that you are not prepared to lose entirely.

This Risk Disclosure Statement discusses some of the main risks of trading Digital Assets, but does not and cannot describe all of the risks or considerations involved in holding, trading, buying, or participating in any other Digital Asset transactions. . This Risk Disclosure Statement forms part of and uses certain terms that are defined in the Terms of Use.

Digital asset transaction risks include, but are not limited to, the following:

High price volatility

The value of digital assets is derived entirely from the market forces of supply and demand, and they are much more volatile than most fiat currencies and traditional commodities.

Legal Risk

The legality of Digital Assets, their trading, purchase or possession may not be clear and may vary depending on the laws of different jurisdictions around the world. This means that the legality of engaging in digital asset transactions is not always clear. Whether and on what basis a Digital Asset may constitute property, an asset or a right of any kind may vary from jurisdiction to jurisdiction. You are responsible for knowing and understanding how laws applicable to You or Your property, rights or assets limit, regulate and tax the Digital Assets You use.

Limited supervision

Most of the virtual asset markets are not regulated or supervised by any relevant authority. There is no centralized authority or entity that can take action to protect the value of a Digital Asset in a crisis or adjust its supply.

Irreversible transactions

Due to the decentralized nature, digital asset transactions may be irreversible and, consequently, losses due to fraudulent or accidental transactions may not be recoverable. In Free Money Crypto-Paradise, ChangeNOW will process only Digital Assets that are transferred as part of a transaction made through the Website or API by ChangeNOW to the address indicated in the course of such transactions. ChangeNOW bears no responsibility for any accidental transactions, including but not limited to any transfer to the wrong or inactive cryptocurrency wallet address, even if such address has been used for previous User transactions. However, ChangeNOW, at the request of the User, will make every effort to assist Users with tracking accidental transactions within six (6) months from the date of the transaction made and will encourage all efforts to return such Digital Assets to the owner if technically possible. All claims that are notified at the expiration of the indicated period will be rejected. All fees charged for return transactions will be paid by the User.

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